How to Trim a Money Tree Bonsai: Expert Pruning Guide

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Money tree bonsai trees are a beautiful and unique addition to any indoor or outdoor space, with their distinctive braided trunks and vibrant green leaves. However, like all bonsai trees, they require regular trimming and pruning to maintain their shape and encourage healthy growth. In this article, we will explore some of the techniques and considerations involved in trimming a money tree bonsai, including when to prune, how much to remove, and the tools and methods used to make precise cuts.

What Is a Money Tree Bonsai?

A Money Tree Bonsai, also known as Pachira Aquatica, is an evergreen broadleaf tree that is commonly grown as a bonsai due to its unique appearance and ability to thrive in various conditions. The tree features hand-shaped compound leaves that consist of up to 9 leaflets, giving it a distinct and eye-catching look[source].

Originating from Central and South America, the Money Tree Bonsai is believed to bring good luck and prosperity, making it a popular choice for both indoor and outdoor bonsai enthusiasts. With proper care, including pruning and repotting, a Money Tree Bonsai can remain small and manageable while still maintaining its natural beauty[source].

Pruning Techniques

Leaf Trimming

Trimming the leaves of your money tree bonsai is essential for maintaining its aesthetic and promoting growth. To do this, carefully pinch or cut unwanted leaves, making sure to leave about a quarter of an inch from the stem collar to allow for proper healing (source).

Branch Pruning

Branch pruning involves selecting and cutting specific branches to create a balanced and attractive appearance. Begin by finding two branches that form a V-shape off the trunk. Mark the spot above the V-shape where you intend to cut, and use clean shears to make precise cuts (source).

Root Pruning

Money tree bonsai should undergo root pruning when being repotted, usually once every two to three years. Carefully comb out the roots in a radial pattern around the tree and trim them down equally, ensuring they fit comfortably in the pot (source). Be mindful not to remove more than 25% of the root system during each re-potting (source).

Step-by-Step Guide to Trim Your Money Tree Bonsai

Trimming a Money Tree Bonsai can be achieved in several steps that will promote the growth and maintain the shape of the plant. Begin by selecting a young seedling or propagation, as Money Trees (Pachira aquatica) can grow quite large, up to 50 feet or more, and starting small ensures your bonsai will remain manageable in size (Bonsai Prodigy).

First, carefully analyze the overall structure of the tree and decide which branches need to be pruned. Then, using clean, sharp tools, make cuts at a 45° angle to promote new development and maintain a uniform shape (Bonsai Alchemist). Remember to step back frequently to assess the effect of your pruning on the tree’s overall appearance. If necessary, trim more branches until the desired shape is achieved. It’s important to be cautious while trimming and to not remove more than half of the tree’s size at once (wikiHow).

After pruning, remember to care for the Money Tree Bonsai by maintaining high humidity, watering, and providing the appropriate fertilizer. Mist the foliage frequently, place the tree on a tray with wet gravel, and be mindful of appropriate temperatures while placing the tree outdoors during the summer (Bonsai Empire).

Maintaining Your Money Tree Bonsai


Proper watering is essential for the health of your money tree bonsai. It’s important to keep the soil consistently moist but not soggy. To achieve this, water the tree thoroughly, allowing excess water to drain, and then wait for the top inch of soil to dry out slightly before watering again.


Fertilizing your money tree bonsai will promote healthy growth and ensure it receives essential nutrients. Apply a balanced, water-soluble fertilizer every month during the growing season, typically from spring to fall. Make sure to follow the manufacturer’s instructions for the correct dosage.


Repotting your bonsai is necessary to prevent it from becoming root-bound, which will hinder its growth. Money tree bonsais should be repotted once every two to three years. To repot, carefully remove the tree from its container, comb out the roots in a radial pattern, and trim them down so they fit comfortably in the new pot. Choose a pot with excellent drainage to prevent waterlogged roots.

Common Mistakes to Avoid

One common mistake when taking care of a money tree bonsai is providing too much sunlight. This shade-loving tree can become unhealthy if it receives too much direct sunlight for extended periods of time. Instead, opt to provide bright, indirect light while occasionally rotating the tree to ensure even growth and leaf development.

Another mistake to avoid when pruning a money tree is cutting branches and stems too close to their junction. Always make sure to leave about ½ inch (1.3 cm) above V-shaped branches on the trunk of the tree to promote healthy plant growth. This will also help prevent damaging the tree.

  • Avoid too much direct sunlight – money trees prefer shade and indirect light
  • Do not cut branches too close to the junction – leave at least ½ inch (1.3 cm) above V-shaped branches

Finally, it is crucial to avoid over-trimming the root system when re-potting your money tree bonsai. Prune no more than 25% of the roots when transferring the tree to a slightly smaller, well-draining container with fresh soil. Re-pot the tree around once every two-to-three years to maintain its health and vitality.

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